The best bank account for unemployed people?
I have become unemployed and consequently fallen behind with all my credit card debts. I am considering bankruptcy but have been put off this by people saying that they freeze your bank account once they hear you have declared yourself bankrupt. As I am unemployed, I was just wondering what would be the best bank to approach for just a basic account, should I go down the route of bankruptcy and my two current banks close my accounts down. The two accounts I have are: Halifax basic bank account, and Barclays Savings Account.
May 31st, 2010 at 3:14 pm
best one is cash .
visit daveramsey.com to learn ur hard lessons from other mistakes, less costly.
read ’48 days to work u love’ d.millar.
will allow u to see ur place differently and give u ways out of ur hole.
find 2-3 part time jobs while looking for steady full time. start a service biz .
thinke outside ur box ‘grave’.
ur not bankrutp u have a cash /career issue.
May 31st, 2010 at 4:01 pm
Try a Nationwide Cashbuilder account.You wont have a debit card or any direct debits coming out though.
May 31st, 2010 at 4:20 pm
Thinkbanking managed account accepts all regardless of bankrupcy or iva. No credit checks. Great account keeps all your bill money to one side and puts the rest to a second account you can access with a maestro debit.
May 31st, 2010 at 5:03 pm
If there is one in your neighbourhood, try Credit Union.
Take a look at http://www.save-money-guide.com/debt.html
May 31st, 2010 at 5:55 pm
right now you need to be on a cash only basis!!!