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What bank account can wire money to an external bank without knowing the two small deposits or login?

I am trying to send money to different people in my family from the internet. I am looking for what Bank will allow for ACH transfers or direct wiring of money to another bank account without having to supply the “two small deposits” or knowing the login information of the payee. I just want to be able to wire money to any bank account/routing number without having to go through a verification process. Does anyone know a bank that makes this process easy?

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3 Responses to “What bank account can wire money to an external bank without knowing the two small deposits or login?”

  1. bdancer222 said:

    Pretty sure the verification process is a requirement.

    I have used my bank’s online billpay to send money to my credit union account. I just set up my credit union as a payee and referenced my account number. Went thru in two days, no problem.

  2. Damn_ I'm_good said:

    Any bank account can do online banking…

    What you are dealing with is PayPal trying to make sure that you are who you say you are…….Its for your protection as well as the general public that might come into contact with your email account..

    If you cant pass a verification process with PayPal… you probably dont have a valid bank account… or are ineligible…due to illegal immigration status.. or ChexSystems problems…

  3. tom168mail said:

    if you want to do this without verification, then put the cash to envelope and sent it to the person.




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