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I lost my job and now can’t pay off two pay day loans. I can’t get a loan and debt consolidation can’t help…

How do I fix the sitaution? It is ruining mine and my families life?

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6 Responses to “I lost my job and now can’t pay off two pay day loans. I can’t get a loan and debt consolidation can’t help…”

  1. mischugenah said:

    Dude… you’re screwed. Why would you take pay day loans? Those things are a total rip off!
    Only thing I can think of is if, if you’re healthy and not taking medications, sign up to take part in medical experiments. They’re not fun, but they pay better than regular work, and it may be enough to get you out of the hole.
    put “paid medical testing” and then your state or town into a search engine and it should give you some ideas.

  2. Dont_taze_me_bro said:

    Poor people mostly stay poor because of the choices they make. I’d contact friends and relatives to see if they could throw you some dough. Then, LEarn thy lesson.

  3. netdebt1 said:

    You have not provided enough information to give you advice.

    I suggest you get a free consultation at

  4. Andrea S said:

    There are various debt consolidation programs, which gives you a lot of options. You could either select a paid service or go for the many free services available. Consider your alternatives, negotiate with your creditors and know the next steps in consolidating your debt.

  5. Mr Financial Freedom said:

    You have 2 options – Ignore the situation and hide out, or if you’ve exhausted all other avenues file a Bankruptcy.

    With no income and I would guess limited assets you should be able to file a Chapter 7 bankruptcy and Discharge all of your debts. If you have a car with less than $5,000 equity you will be able to keep the car. And you get to keep all of your “Stuff” (household items, clothes, most jewelry and electronic items.) If you have “Toys” (Boats, RVs, Motorcycles) you will probably have to give them up.

    Most cities have Bankruptcy Attorneys who will work Pro Bono (Free). Contact your local Bar Association and they will put you in touch with an Attorney.

    Above all – Learn from this lesson. You only get one second chance.

    Mr Financial Freedom

  6. Jennifer said:

    I used “Credit Solution” to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:


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