What bank will not take money away from you?
I have TCF bank. I don’t have direct deposit right now. I think that TCF’s policy states that you need to have $500 of direct deposit coming into your bank account in order for you not to be charged a monthy maintenance fee. Can you please give me advice? Thank you.
Tags: Account, away, bank, deposit, direct deposit, from, maintenance fee, money, policy, policy states, take, TCF, tcf bank
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October 6th, 2010 at 6:50 pm
Go to a better bank. Look for a small community bank that doesn’t play the minimum deposit game.
October 6th, 2010 at 7:44 pm
Dude.
Seriously.
There are hundreds of banks with completely free accounts.
Go online and find the sites of the banks that are in your neighborhood.
Look at the deals for their accounts.
Pick one.
October 6th, 2010 at 8:15 pm
You need to visit several banks and compare their fees. Look at the totality of the bank’s services, accounts, and fees. Every bank offers several accounts with different features and different fees. Some banks may have low overdraft fees, but high fees in other areas. Some accounts waive all fees if you maintain a minimum balance. Other accounts have a monthly fee, but no fee on each transaction. Other accounts have no monthly fee, but a fee for each transaction.
Some banks have a large number of ATMs which you can use without a charge. Other banks have a charge for ATMs. Find out how many ATMs are available.
Make sure you get everything in writing. Do not accept anything the customer service person tells you verbally.
October 6th, 2010 at 8:43 pm
You need to visit several banks and compare their fees. Look at the totality of the bank’s services, accounts, and fees. Every bank offers several accounts with different features and different fees.