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What is the best way to get out from under pay day loans?

I know the best way is not to have them to begin with, but thats not my case here. Please, any help is greatly appreciated.

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2 Responses to “What is the best way to get out from under pay day loans?”

  1. Tom P said :

    I assume you are stuck in a borrowing cycle. There are a number of things that you can do:

    Borrow money from a friend or family member and make payments over time to pay that person back. Example: Borrow $400 from a friend, and pay them back $20 out of each of your paychecks.

    You may also consider selling off some of your assets to cover your shortfall.

    A final idea, get a second job or do some piece work until you are ahead.

    Good luck.

  2. robert43041 said :

    Have a good look at your financial status. Go with what is absolutely necessary in terms of bills: For ex., having cable TV is not a necessity, it is a luxury.. Go with the basics: rent, food, clothes and phone. Cut out all the luxuries, or bring them down to size (you bring your lunch to work, you don’t get that lunch from the restaurant). You cut your unnecessary spending, you’ll find more cash in your pocket and no need for pay day loans.


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