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What is the best credit card for a beginner but also for a student?

I never had a credit card in my life before. I was always scared that I might fall under the bad credit before I reach 25! But now, I really need a credit card, but I want to know which one is the best one to apply for? I am also a full time student, so I don’t know if there are companies that offer a credit with help for a student.

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5 Responses to “What is the best credit card for a beginner but also for a student?”

  1. T said :
  2. William B said :

    With the economy today, your best bet would be a checking account with a credit/debit card.

  3. Jose V said :

    Most of the student cards want you to have some other credit card before you go sign up with them. Try Capital One’s limited history cards first, then try for the Citi Forward card 6 months later

  4. Matt said :

    Yes, if you’re a student, you can apply for a student credit card. Google “student credit cards” for a great selection.

    I would look into either the Forward, or the MTVu card. They are both great choices for college students.

  5. Jan G said :

    Do yourself a favor. Skip the credit card. Do with a debit card on your checking account. If sometime in the future you need a credit card for renting cars and things debit cards are not useful for get an American Express type card that requires payoff each month. Don’t fall into the debt trap. It’s a trap you never get out of.


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