What can happen if i can’t pay back pay day loans?
I have 7 small pay day loans out and i’m unable to pay them right now. They have been calling me and leaving threatening messages. They have even called me at work. I don’t know what to do or what they can do to me? Can someone give me some advice on this?
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November 30th, 2010 at 11:57 am
I had so many out at once a couple of years ago that I was unable to pay them. I called the state department of banking and commerce and they said that they were illegal in my state. I sent letters to all the payday companies I owed with her contact information and a formal letter stating that they were illegal in my state and they know what states they are illegal in and they will have to deal with the state department of banking and commerce directly as since I they are not legal in my state I am not paying or I will pay they base amount borrowed with no interest.
Most of the companies just closed out my case and only two made me payback the base amont that I borred with no interest.
Lesson of the story- never take out payday loans.
November 30th, 2010 at 12:46 pm
Their interest will take your first born child.
November 30th, 2010 at 12:58 pm
The answer to your question is in the financing agreement you signed.
Read the financing agreement.