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How does bankruptcy effect ones ability to get student loans?

I know you can’t usually include student loans in a bankruptcy, but what if a person files for chapter 7 and then wants to go back to school? Will they be able to get loans for school?

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2 Responses to “How does bankruptcy effect ones ability to get student loans?”

  1. Christopher said :

    You don’t get the student loan! My nephew and my friends son went through bankruptcy and the student loans were denied. Poor credit!

  2. rpg said :

    You cannot be denied a Federally guaranteed student loan because you have filed bankruptcy (11 USC 525).

    You can and probably will be denied a private student loan because of your bankruptcy. Those are dependent upon personal creditworthiness, and are much harder to qualify for since the financial crisis hit the banking industry in the USA.


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